The Risks of Not Having a Personal Training Insurance Plan

As mentioned in the video, it’s important to have a personal training insurance plan. Not having proper coverage can put you and your business at risk. Let’s take a look at the risks of not having a personal training insurance plan.

The biggest risk of not having proper insurance coverage is financial liability.

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If someone is injured while training under your supervision, you may be held financially responsible. Lawsuits can cost tens of thousands of dollars or even more.

One of the issues associated with a liability lawsuit is having the resources to fight the lawsuit if you feel it’s unjust. You’ll need to hire a lawyer, which will expect fees to be paid in advance. Personal training insurance will cover your legal expenses, regardless of whether you win or lose the case.

What can you be held liable for? Personal trainers can be held liable for injuries that occur on their property, including slips and falls. They can also be held liable if a person is injured during a training session. Lastly, if the client’s property is damaged, the trainer may be responsible for this cost as well.

If you own a personal training business, your personal finances may also be at risk. You may lose your business and spend years paying for a liability claim if you don’t have a personal training insurance plan.

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